Nursing and Care Home Minibus Insurance
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Minibuses or MPV's that are used to transport patients to and from nursing homes need the correct insurance in addition, drivers of these buses must be registered with the DVLA as well as having the right level of cover. If anything untoward was to happen and you didn’t have the correct cover, then your livelihood could be at risk.
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To save money on insurance costs it is important to compare prices by getting multiple quotes and then comparing prices and cover level for your nursing home mini-bus cover. This can be done easily online. How? Select the By clicking the green Quick Quote button and receive quotes from a panel of 20 plus insurance specialists. The panel of underwriters include well know brands that include Aviva (Norwich Union), Tradex, HBCS, Brit, A-Plan and many others. Quotes will arrive in your inbox after completing a simply inquiry for, all you have to do is select the policy that’s right for you. It is quick and simple so why not get started now!
Unlike companies whose vehicles are on the road daily, such as taxi businesses, organisations that only occasionally use their minibus often times can benefit from lower premiums for the simple reason that they represent a better insurance risk. Many residential care homes, day care centres, old people's homes, and hospices fall into this category.
All care homes, including those run by charities or non-profit organisations, are required by law to maintain correct levels of public liability insurance, as well as appropriate cover for the property itself, the care home staff and any supplies.
It should be noted that a minibus can be either a purpose-built vehicle or a conversion from a van. In general, most minibuses have at least nine seats including that of the driver, and a seating capacity of seventeen passengers. A minibus that has had any seats removed must legally be re-registered with the DVLA stating its correct new seating capacity. Also, its logbook will need to be amended prior to an insurance policy being granted.
Nursing homes that care for the elderly and infirmed, can have their insurance policy specially tailored to their requirements. A knowledgeable insurance broker that fully understands the nature of the nursing home profession will be able to provide appropriate care home minibus insurance cover at a cost effective premium.
Additional Driver Training
In cases where an additional driving minivan or people carrier driving test been required, it is advised to have your drivers good assessed and trained in passenger safety necessary when in charge of a mini bus containing passengers. MiDAS which stands for Minibus Driver Awareness Scheme are able to provides an assessment programme in tandem with any necessary extra training for both MPV and mini van drivers. They also provide training for smaller transport vehicles including cars. Further information available from http://www.ctauk.org/ web site
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