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Minibus breakdown cover is similar to car breakdown cover and is available in a range of levels. The basic level is simple roadside assistance, more comprehensive cover will also include onward journey cover. If your minibus is critical to your business then choosing the more comprehensive level will make sense. If you only use your van occasionally and it is not business critical you may be happy with simple roadside assistance. We have broken down the different options available below.
QDOS policies currently start ( Jan 2020 )from Prices from £18.29 per year
QDOS offer a range of covers starting from basic roadside assist and local recovery. The quote engine will let you then add additional extras. These currently include Home Start,National Recovery and onward journey QDOS provide cover 365 days a year 24 hours a day
All policies come with exclusions or limitations. For example the number of callouts in a specified time period. Most policies will help with simple things such as wheel changes or windscreen damage. The onus is on you to check these and make sure they meet with your business or personal requirements.
Without breakdown cover it will be your responsibility to call the local garage and arrange for them to come out and getting you back on the road if it is an easy fix. If not you will then have or pay extra for towing to a garage or rent a minibus if it is urgent to continue your journey.
Breakdown insurance can be included in your standard minibus insurance policy. However, it may work out cheaper to exclude it and go direct to companies that focus on providing roadside assistance. There are many specialist companies like QDOS, The AA and Green Flag. Spend some time to check out what they to offer before deciding on your final policy provider. Most will also offer a multi breakdown policy so that you can include the family car or van or bike all within one easy to manage policy.
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