Minibus FAQ's

What vehicle categories can be insured under the minibus insurance policy?

Minibus insurance is available for minivans that seat 9 - 17 pasengers and MPV's with 6 to 8 Seats

Can I have more than 1 driver on my policy?

Yes is the answer, you can either add named drivers or select any driver in so doing the price of your insurance may increase as a result.

What types of minibus usage can you provide cover for?

Cover is available for the full gamut of usages that include, but is not limited to. 

  • Social domestic and pleasure.
  • Commercial minibus insurance
  • School minibus insurance
  • Charity minibus insurance and voluntary groups
  • Scout Groups
  • Public Hire - can be flagged down
  • Private hire or minicab insurance
  • Residential or care home minibus insurance

What types  of school minibues can you provide cover for?

  • Primary schools
  • Independent schools
  • Private and secondary schools
  • Further education establishments

What are the seat belt requirements when driving a minibus?

Minibuses carrying three or more children, aged at least 3 but less than 16 years, on organised trips or to and from school it is a requirement that seats are forward facing seats and have seat belts. These requirements also apply to coaches but not to buses. The law requires either 2-point (lap) or 3-point (lap and diagonal) belts to be fitted. 3-point belts provide better protection in the event of an accident than 2-point belts, although 2-point belts are better than no belts at all. Further information click here please.

What type of licence do I need?

Please read the full details of licence required to drive a minibus legally in the UK

Are discounts available for Minibuses used for charitable purposes? 

Most brokers will provide discounts for minibuses that are used for charity.

Can I dive abroad?

Taking out European cover will enable to safely drive in Europe.

Can anyone driver our minibus?

The driver must have the correct type of licence and be included on your policy. If the minibus is large 17 seater and over the driver must have a D1 category licence.

What is the legal minimum cover required

The driver must have at the very minimum third party cover which pays out to third parties should he or she be responsible for the driving incident. As well as being a legal requirement it is worth noting that it is also your social responsibility. 

Is cover available for personnel minibus use only?

Yes, for personnel minibus insurance click here 

What is the legal minimum cover required

The driver must have at the very minimum third party cover which pays out to third parties should he or she be responsible for the driving incident. As well as being a legal requirement it is worth noting that it is also your social responsibility. 

What types of Cover are Available?

Cover ranges from fully comprehensive to the third party which is the legal minimum. All policies can be tailored to the customers individual needs, with extras added or omitted as deemed necessary by you.