Some advice on finding cheap minibus insurance online
The first step in researching the cost of minibus insurance is to get multiple quotes from a range of insurance brokers. We offer you the option to receive multiple quotes.
How? By selecting the Get Quotes button. It’s as simple as that! Click Get Quotes below to get started. Did you know that our select panel of underwriters include leading names in this specialist sector such as Aviva (Norwich Union), Tradex, HBCS, Groupama and Brit plus many more.
What is Minibus Insurance?
- Minivan cover is a specific cover aimed at vehicles that carry passengers normally 8 or more, one common mistake that happens is that you end up with van cover. As we deal exclusively with only minibus insurance you will be reassured that the quotes you receive will be suitable for your vehicle category and purpose.
- Taking out cover to protect yourself and your passengers is a legal requirement. Take your time and get expert help if needed on finding the correct level of cover, without being over insured or under insured.
- Remember it is a legal requirement as well as your social responsibility to have the minimum of third party cover.
Possible Consequences of Driving without Minibus Insurance
- Licence revoked and if driving FOR less than 2 years then you will be required to retake your driving test.
- Your minibus or MPV may be confiscated.
- Remember the court has the final say and it may be severe.
Minibus Safety Tips
- Check coolant and brake fluid levels.
- Windscreen and washer fluid check.
- Tyre pressure and thread depth
- Check all external lights
- Oil level check
- Tyre pressure and thread depth
Licence type to drive a minibus
For the full details please the government published pdf document on driving licences suitable for driving a minibus
Driving licence held after 1st January 1997.
D1 Category should not be shown on a licence dated after the first of Jan 1997 and as a result the holder is not able to drive a minibus without undergoing additional training and passing an additional driving test geared toward minibus driving. An exception does exists for holders of a full category B (car) driving licence which upon meeting a set of conditions detailed below will entitle the holder to drive a vehicle that has a maximum of 16 passenger seats.
Driving licence held before 1st January 1997.
D1 Category should not be shown on a licence dated after the first of Jan 1997 and as a result the holder is not able to drive a minibus without undergoing additional training and passing an additional driving test geared toward minibus driving. An exception does exists for holders of a full category B (car) driving licence which upon meeting a set of conditions detailed below will entitle the holder to drive a vehicle that has a maximum of 16 passenger seats.
Cover Provided for the following:
School
Do you need to purchase school minibus insurance or is it time for the renewal of your existing policy? We work in partnership with QuoteSearcher who forward your details onto specialist insurance brokers. Simply select the GET A QUOTE option above and complete one easy form. Once completed your details will be passed to a selected panel of brokers who in turn will call you back with quotes.
Charity
Run or manage a charity and need to reduce the costs of your charity mini bus cover? We can help by providing you with tips on to reduce your insurance premium. We are also able to provide you with tailored policies from a panel of leading UK brokers. These brokers are expert in providing minibus charity insurance for charitable organisations.
MPV's
Enter your requirements for private or personal MPV insurance and receive a range of qualified quotes from an established panel of UK underwriters. Why wait select the Get Quote and start comparing.
Nursing Home
Nursing home minibus insurance is available from multiple UK underwriters, we are able to bring to you direct multiple quotes from multiple UK based brokers.
Sports / Clubs
Sport club minibus insurance is available for any type sporting club. Select Get Quotes and complete the quote form. This will result in providing you with a good comparative selection of quotes for your policy, look out for additional guidance on reducing costs.
9 Seaters
Do you need multiple quotes for a 9 seater minibus insurance? If the answer is yes select the Get Quotes option below to receive a selection of quotes from UK underwriters.
Factors that effect the cost of Minibus Insurance
- Driver's 25 or under will pay extra as this age group make more claims and the actual claim amount in monetary terms are larger than if over 25. The underwriter adjusts the quotes for under 25's to reflect the increased risk
- The cost to repair utility vehicle does vary with some being more expensive than others depending on the manufacturer. This along with the purchase cost play a factor in determining your risk level. The more expensive your vehicle category is to replace or fix the higher the resulting premium quote. Spend time reviewing what different manufactures have to offer to find the best minibus for your requirements.
- The number of seats also plays a factor as such if you are sure you will only ever need a 9 seater then buy a people carrier with only 9 seats.
- Security: Can you provide secure overnight parking? Have you fitted industry approved alarm systems? If the answer is yes then this will be reflected positively in your quote.
- The drivers history: A good history of no claims will normally lead to a discounted quote.
- Excess Amount: Raising the excess amount, which is the amount that you are liable for will also lead to a better quote from the insurer.
Typical Exclusion that may apply are as follows:
- If the minibus is damaged or stolen by the careless act of the owner leaving keys in ignition or visible to prying eyes
- Damage caused by a driver that is not listed on the minibus policy documents
- Using the minibus for purposes other than included in the insurance
- Losing the keys.
Compare Insurance Providers at Renewal Time or when insuring for the First Time
The first step in researching the cost of vehicle cover is to get multiple quotes from a range of underwriters. We offer you the option to receive multiple quotes. How? By selecting the GET Quotes button. It’s as simple as that! Click Get Quotes to get started.
